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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,643 | $183,592-87.7% | $155,567-85.4% | $145,959-84.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 2.95% | 61.24%-58.3pp | 64.74%-61.8pp | 561.95%-559.0pp |
| Employer contribution / active EE | $16,313 | $5,315+206.9% | $4,674+249.0% | $4,661+250.0% |
| Participant deferral / active EE | $10,167 | $6,464+57.3% | $5,628+80.7% | $6,689+52.0% |
| Admin fee / account holder | $183,525 | $19,318+850.0% | $15,916+1053.1% | $13,398+1269.8% |