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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,774 | $102,422+68.7% | $147,117+17.4% | $80,959+113.4% |
| Participation rate | 85.3% | 75.9%+9.4pp | 82.2%+3.1pp | 67.7%+17.6pp |
| Annual return | 11.42% | 135.16%-123.7pp | 420.54%-409.1pp | 35.67%-24.2pp |
| Employer contribution / active EE | $1,646 | $3,717-55.7% | $4,932-66.6% | $2,757-40.3% |
| Participant deferral / active EE | $7,660 | $6,652+15.2% | $8,065-5.0% | $4,300+78.1% |
| Admin fee / account holder | $24,331 | $7,953+205.9% | $12,993+87.3% | $6,925+251.3% |