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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,261 | $106,749+62.3% | $145,433+19.1% | $82,448+110.1% |
| Participation rate | 88.2% | 75.6%+12.6pp | 82.1%+6.1pp | 68.1%+20.2pp |
| Annual return | 13.24% | 27.59%-14.4pp | 66.58%-53.3pp | 41.64%-28.4pp |
| Employer contribution / active EE | $2,954 | $3,444-14.2% | $4,554-35.1% | $2,551+15.8% |
| Participant deferral / active EE | $8,720 | $6,519+33.8% | $7,897+10.4% | $4,139+110.7% |
| Admin fee / account holder | $29,387 | $8,390+250.3% | $13,129+123.8% | $7,234+306.2% |