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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,210 | $134,817+18.1% | $123,973+28.4% | $155,188+2.6% |
| Participation rate | 88.9% | 79.4%+9.5pp | 76.7%+12.2pp | 80.8%+8.1pp |
| Annual return | 9.58% | 515.49%-505.9pp | 388.13%-378.5pp | 148.84%-139.3pp |
| Employer contribution / active EE | $5,269 | $4,425+19.1% | $4,126+27.7% | $4,248+24.1% |
| Participant deferral / active EE | $18,112 | $5,706+217.4% | $5,247+245.2% | $6,531+177.3% |
| Admin fee / account holder | $389 | $13,245-97.1% | $11,799-96.7% | $14,480-97.3% |