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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,800 | $155,555-15.3% | $146,866-10.3% | $155,188-15.1% |
| Participation rate | 66.7% | 84.0%-17.3pp | 82.5%-15.8pp | 80.8%-14.1pp |
| Annual return | 12.72% | 115.41%-102.7pp | 102.85%-90.1pp | 148.84%-136.1pp |
| Employer contribution / active EE | $2,834 | $4,647-39.0% | $4,425-36.0% | $4,248-33.3% |
| Participant deferral / active EE | $6,024 | $8,044-25.1% | $7,759-22.4% | $6,531-7.8% |
| Admin fee / account holder | $3,718 | $14,755-74.8% | $13,620-72.7% | $14,480-74.3% |