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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,800 | $156,398-15.7% | $147,318-10.5% | $138,895-5.1% |
| Participation rate | 66.7% | 83.8%-17.1pp | 82.1%-15.4pp | 79.9%-13.3pp |
| Annual return | 12.72% | 78.75%-66.0pp | 70.43%-57.7pp | 145.39%-132.7pp |
| Employer contribution / active EE | $2,834 | $4,853-41.6% | $4,593-38.3% | $4,194-32.4% |
| Participant deferral / active EE | $6,024 | $8,237-26.9% | $7,906-23.8% | $6,396-5.8% |
| Admin fee / account holder | $3,718 | $14,976-75.2% | $13,708-72.9% | $12,562-70.4% |