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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,267 | $181,062-52.4% | $158,223-45.5% | $155,188-44.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 1.93% | 57.39%-55.5pp | 52.09%-50.2pp | 148.84%-146.9pp |
| Employer contribution / active EE | $4,266 | $4,565-6.5% | $4,109+3.8% | $4,248+0.4% |
| Participant deferral / active EE | $9,598 | $6,134+56.5% | $5,467+75.6% | $6,531+47.0% |
| Admin fee / account holder | $50,284 | $18,825+167.1% | $16,047+213.4% | $14,480+247.3% |