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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,527 | $117,895+108.3% | $102,460+139.6% | $145,897+68.3% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 9.64% | 31.92%-22.3pp | 29.47%-19.8pp | 552.29%-542.7pp |
| Employer contribution / active EE | $3,178 | $3,619-12.2% | $3,025+5.1% | $4,663-31.8% |
| Participant deferral / active EE | $13,548 | $5,736+136.2% | $5,056+168.0% | $6,689+102.5% |
| Admin fee / account holder | $1,479 | $13,353-88.9% | $9,460-84.4% | $13,390-89.0% |