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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,519 | $57,057+27.1% | $85,009-14.7% | $80,874-10.3% |
| Participation rate | 55.0% | 56.4%-1.4pp | 67.5%-12.5pp | 67.6%-12.6pp |
| Annual return | 12.56% | 21.66%-9.1pp | 66.47%-53.9pp | 35.62%-23.1pp |
| Employer contribution / active EE | $2,461 | $1,799+36.8% | $2,728-9.8% | $2,756-10.7% |
| Participant deferral / active EE | $4,050 | $3,112+30.2% | $4,522-10.4% | $4,297-5.7% |
| Admin fee / account holder | $8,912 | $4,986+78.7% | $6,153+44.8% | $6,935+28.5% |