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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,519 | $57,140+26.9% | $85,240-14.9% | $80,959-10.4% |
| Participation rate | 55.0% | 56.4%-1.4pp | 67.5%-12.5pp | 67.7%-12.7pp |
| Annual return | 12.56% | 21.71%-9.2pp | 66.75%-54.2pp | 35.67%-23.1pp |
| Employer contribution / active EE | $2,461 | $1,802+36.6% | $2,735-10.0% | $2,757-10.7% |
| Participant deferral / active EE | $4,050 | $3,115+30.0% | $4,527-10.5% | $4,300-5.8% |
| Admin fee / account holder | $8,912 | $4,992+78.5% | $6,165+44.6% | $6,925+28.7% |