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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,270 | $76,407+24.7% | $150,298-36.6% | $82,448+15.6% |
| Participation rate | 29.4% | 66.4%-37.0pp | 77.8%-48.3pp | 68.1%-38.7pp |
| Annual return | 20.26% | 39.99%-19.7pp | 62.79%-42.5pp | 41.64%-21.4pp |
| Employer contribution / active EE | $1,258 | $2,614-51.9% | $4,154-69.7% | $2,551-50.7% |
| Participant deferral / active EE | $4,003 | $3,214+24.5% | $5,453-26.6% | $4,139-3.3% |
| Admin fee / account holder | $61,925 | $6,352+874.9% | $14,116+338.7% | $7,234+756.0% |