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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,561 | $89,259+60.8% | $107,187+33.9% | $82,637+73.7% |
| Participation rate | 60.0% | 67.9%-7.9pp | 75.0%-15.0pp | 68.1%-8.1pp |
| Annual return | 17.38% | 21.02%-3.6pp | 204.55%-187.2pp | 53.51%-36.1pp |
| Employer contribution / active EE | $1,919 | $3,080-37.7% | $3,782-49.3% | $2,552-24.8% |
| Participant deferral / active EE | $4,615 | $4,037+14.3% | $5,096-9.4% | $4,126+11.9% |
| Admin fee / account holder | $1,343 | $7,381-81.8% | $9,162-85.3% | $7,339-81.7% |