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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,605 | $110,379+28.3% | $102,412+38.3% | $145,884-2.9% |
| Participation rate | 50.0% | 77.9%-27.9pp | 74.5%-24.5pp | 80.3%-30.3pp |
| Annual return | 14.06% | 24.84%-10.8pp | 24.94%-10.9pp | 551.85%-537.8pp |
| Employer contribution / active EE | $2,823 | $4,216-33.0% | $3,870-27.1% | $4,662-39.5% |
| Participant deferral / active EE | $4,723 | $5,622-16.0% | $5,060-6.7% | $6,690-29.4% |
| Admin fee / account holder | $648 | $9,745-93.4% | $8,388-92.3% | $13,392-95.2% |