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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,972 | $81,233+69.8% | $155,567-11.3% | $80,874+70.6% |
| Participation rate | 96.8% | 66.2%+30.5pp | 78.2%+18.6pp | 67.6%+29.1pp |
| Annual return | 16.43% | 33.33%-16.9pp | 64.74%-48.3pp | 35.62%-19.2pp |
| Employer contribution / active EE | $5,435 | $3,101+75.3% | $4,674+16.3% | $2,756+97.2% |
| Participant deferral / active EE | $4,809 | $3,452+39.3% | $5,628-14.5% | $4,297+11.9% |
| Admin fee / account holder | $5,741 | $7,998-28.2% | $15,916-63.9% | $6,935-17.2% |