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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,972 | $81,276+69.8% | $155,574-11.3% | $80,925+70.5% |
| Participation rate | 96.8% | 66.2%+30.5pp | 78.2%+18.6pp | 67.7%+29.1pp |
| Annual return | 16.43% | 33.36%-16.9pp | 64.87%-48.4pp | 35.65%-19.2pp |
| Employer contribution / active EE | $5,435 | $3,103+75.2% | $4,676+16.2% | $2,756+97.2% |
| Participant deferral / active EE | $4,809 | $3,453+39.3% | $5,629-14.6% | $4,299+11.9% |
| Admin fee / account holder | $5,741 | $7,993-28.2% | $15,914-63.9% | $6,940-17.3% |