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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,881 | $73,787+282.0% | $98,716+185.5% | $82,448+241.9% |
| Participation rate | 76.9% | 61.4%+15.5pp | 69.3%+7.6pp | 68.1%+8.9pp |
| Annual return | 14.48% | 18.57%-4.1pp | 31.81%-17.3pp | 41.64%-27.2pp |
| Employer contribution / active EE | $9,008 | $1,511+496.0% | $2,279+295.3% | $2,551+253.1% |
| Participant deferral / active EE | $7,646 | $3,081+148.1% | $4,048+88.9% | $4,139+84.7% |
| Admin fee / account holder | $12,663 | $6,500+94.8% | $8,703+45.5% | $7,234+75.0% |