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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,383 | $102,422-51.8% | $147,117-66.4% | $80,959-39.0% |
| Participation rate | 92.0% | 75.9%+16.1pp | 82.2%+9.8pp | 67.7%+24.3pp |
| Annual return | 6.64% | 135.16%-128.5pp | 420.54%-413.9pp | 35.67%-29.0pp |
| Employer contribution / active EE | $1,133 | $3,717-69.5% | $4,932-77.0% | $2,757-58.9% |
| Participant deferral / active EE | $2,166 | $6,652-67.4% | $8,065-73.1% | $4,300-49.6% |
| Admin fee / account holder | $1,168 | $7,953-85.3% | $12,993-91.0% | $6,925-83.1% |