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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $334,703 | $146,267+128.8% | $197,124+69.8% | $82,448+306.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 86.7%+13.3pp | 68.1%+31.9pp |
| Annual return | 13.19% | 29.61%-16.4pp | 44.34%-31.2pp | 41.64%-28.4pp |
| Employer contribution / active EE | $31,334 | $4,723+563.4% | $6,227+403.2% | $2,551+1128.3% |
| Participant deferral / active EE | $4,202 | $7,035-40.3% | $9,135-54.0% | $4,139+1.5% |
| Admin fee / account holder | $78,984 | $14,422+447.7% | $16,298+384.6% | $7,234+991.8% |