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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $332,961 | $138,393+140.6% | $184,256+80.7% | $80,959+311.3% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.7%+32.3pp |
| Annual return | 17.58% | 20.01%-2.4pp | 28.85%-11.3pp | 35.67%-18.1pp |
| Employer contribution / active EE | $3,759 | $4,847-22.4% | $6,427-41.5% | $2,757+36.3% |
| Participant deferral / active EE | $30,110 | $7,076+325.5% | $9,133+229.7% | $4,300+600.2% |
| Admin fee / account holder | $22,573 | $10,489+115.2% | $13,899+62.4% | $6,925+226.0% |