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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,340 | $72,607-77.5% | $90,259-81.9% | $87,485-81.3% |
| Participation rate | 96.6% | 64.8%+31.7pp | 70.7%+25.8pp | 68.9%+27.6pp |
| Annual return | 26.87% | 18.59%+8.3pp | 18.88%+8.0pp | 26.06%+0.8pp |
| Employer contribution / active EE | $1,541 | $1,919-19.7% | $2,291-32.8% | $2,596-40.7% |
| Participant deferral / active EE | $5,813 | $3,055+90.3% | $3,827+51.9% | $4,274+36.0% |
| Admin fee / account holder | $2,180 | $5,947-63.3% | $7,267-70.0% | $7,775-72.0% |