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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,996 | $88,672-33.5% | $105,223-43.9% | $82,448-28.4% |
| Participation rate | 40.0% | 67.9%-27.9pp | 75.0%-35.0pp | 68.1%-28.1pp |
| Annual return | 14.18% | 30.86%-16.7pp | 180.65%-166.5pp | 41.64%-27.5pp |
| Employer contribution / active EE | $850 | $3,048-72.1% | $3,689-77.0% | $2,551-66.7% |
| Participant deferral / active EE | $2,209 | $4,036-45.3% | $5,072-56.4% | $4,139-46.6% |
| Admin fee / account holder | $28,198 | $7,146+294.6% | $8,859+218.3% | $7,234+289.8% |