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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,945 | $115,225-81.8% | $100,712-79.2% | $138,895-84.9% |
| Participation rate | 89.5% | 74.3%+15.1pp | 69.3%+20.2pp | 79.9%+9.6pp |
| Annual return | 33.71% | 40.35%-6.6pp | 33.27%+0.4pp | 145.39%-111.7pp |
| Employer contribution / active EE | $3,172 | $2,771+14.5% | $2,313+37.1% | $4,194-24.4% |
| Participant deferral / active EE | $10,338 | $4,699+120.0% | $4,085+153.1% | $6,396+61.6% |
| Admin fee / account holder | $674 | $10,844-93.8% | $9,256-92.7% | $12,562-94.6% |