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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANN INS COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $52,427 |
Service code 27 1400 AMERICAN BLVD · PENNINGTON, NJ 08534 | Advisory (Plan) | $32,745 |
Filed as: EMPOWER ADVISOR GROUP Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $15,628 |
ASCENSUS LLC4 years Filed as: ASCENSUS HOLDING INC DBA FUTUREPLAN Service code 13 | Contract Administrator | $10,000 |
ASCENSUS LLC4 years Filed as: ASCENSUS HOLDINGS INC DBA Service code 13 101 W BROADWAY STE 1420 · SAN DIEGO, CA 92101 | Contract Administrator | $9,225 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,143 | $50,919+29.9% | $155,556-57.5% | $77,762-14.9% |
| Participation rate | 53.3% | 63.1%-9.8pp | 78.2%-24.9pp | 70.6%-17.3pp |
| Annual return | 12.84% | 34.84%-22.0pp | 64.84%-52.0pp | 31.27%-18.4pp |
| Employer contribution / active EE | $1,997 | $1,991+0.3% | $4,675-57.3% | $2,728-26.8% |
| Participant deferral / active EE | $3,964 | $2,824+40.4% | $5,631-29.6% | $4,651-14.8% |
| Admin fee / account holder | $420 | $437-3.7% | $15,885-97.4% | $433-2.9% |