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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,601 | $77,472+120.2% | $100,392+69.9% | $80,935+110.8% |
| Participation rate | 82.9% | 76.9%+5.9pp | 81.5%+1.4pp | 67.7%+15.2pp |
| Annual return | 10.54% | 37.26%-26.7pp | 49.45%-38.9pp | 35.66%-25.1pp |
| Employer contribution / active EE | $1,927 | $2,800-31.2% | $3,941-51.1% | $2,757-30.1% |
| Participant deferral / active EE | $5,180 | $6,818-24.0% | $8,090-36.0% | $4,299+20.5% |
| Admin fee / account holder | $10,163 | $5,885+72.7% | $7,904+28.6% | $6,924+46.8% |