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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,562 | $77,358+156.7% | $102,184+94.3% | $87,485+127.0% |
| Participation rate | 74.4% | 78.7%-4.3pp | 82.6%-8.2pp | 68.9%+5.4pp |
| Annual return | 13.18% | 41.11%-27.9pp | 31.58%-18.4pp | 26.06%-12.9pp |
| Employer contribution / active EE | $1,903 | $2,562-25.7% | $3,594-47.0% | $2,596-26.7% |
| Participant deferral / active EE | $4,893 | $6,753-27.5% | $8,309-41.1% | $4,274+14.5% |
| Admin fee / account holder | $2,307 | $6,809-66.1% | $11,609-80.1% | $7,775-70.3% |