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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,584 | $75,541-64.8% | $152,093-82.5% | $82,637-67.8% |
| Participation rate | 43.1% | 66.5%-23.4pp | 77.8%-34.6pp | 68.1%-24.9pp |
| Annual return | 14.10% | 32.56%-18.5pp | 66.36%-52.3pp | 53.51%-39.4pp |
| Employer contribution / active EE | $337 | $2,622-87.1% | $4,175-91.9% | $2,552-86.8% |
| Participant deferral / active EE | $1,387 | $3,206-56.7% | $5,451-74.6% | $4,126-66.4% |
| Admin fee / account holder | $649 | $6,405-89.9% | $14,497-95.5% | $7,339-91.2% |