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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $347,056 | $76,368+354.5% | $67,681+412.8% | $154,746+124.3% |
| Participation rate | 100.0% | 79.0%+21.0pp | 73.7%+26.3pp | 80.7%+19.3pp |
| Annual return | 5.77% | 1066.77%-1061.0pp | 590.58%-584.8pp | 172.34%-166.6pp |
| Employer contribution / active EE | $25,367 | $3,151+704.9% | $2,678+847.1% | $4,379+479.3% |
| Participant deferral / active EE | $15,093 | $4,824+212.9% | $3,976+279.6% | $6,730+124.3% |
| Admin fee / account holder | $15,007 | $8,559+75.3% | $6,100+146.0% | $14,365+4.5% |