Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,897 | $95,453-16.3% | $112,040-28.7% | $82,448-3.1% |
| Participation rate | 68.0% | 72.8%-4.8pp | 76.5%-8.5pp | 68.1%-0.1pp |
| Annual return | 7.44% | 23.92%-16.5pp | 24.52%-17.1pp | 41.64%-34.2pp |
| Employer contribution / active EE | $1,910 | $2,318-17.6% | $2,954-35.3% | $2,551-25.1% |
| Participant deferral / active EE | $4,116 | $4,224-2.6% | $5,098-19.3% | $4,139-0.6% |
| Admin fee / account holder | $14,438 | $9,013+60.2% | $12,098+19.3% | $7,234+99.6% |