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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,590 | $81,504-9.7% | $102,437-28.2% | $80,959-9.1% |
| Participation rate | 81.8% | 66.9%+15.0pp | 74.5%+7.3pp | 67.7%+14.2pp |
| Annual return | 9.60% | 25.60%-16.0pp | 24.95%-15.3pp | 35.67%-26.1pp |
| Employer contribution / active EE | $4,641 | $3,104+49.5% | $3,871+19.9% | $2,757+68.3% |
| Participant deferral / active EE | $3,768 | $3,871-2.7% | $5,060-25.5% | $4,300-12.4% |
| Admin fee / account holder | $1,492 | $6,719-77.8% | $8,388-82.2% | $6,925-78.5% |