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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,870 | $81,504-70.7% | $102,437-76.7% | $80,959-70.5% |
| Participation rate | 74.1% | 66.9%+7.2pp | 74.5%-0.4pp | 67.7%+6.4pp |
| Annual return | 3.40% | 25.60%-22.2pp | 24.95%-21.5pp | 35.67%-32.3pp |
| Employer contribution / active EE | $5,761 | $3,104+85.6% | $3,871+48.8% | $2,757+108.9% |
| Participant deferral / active EE | $410 | $3,871-89.4% | $5,060-91.9% | $4,300-90.5% |
| Admin fee / account holder | $4,656 | $6,719-30.7% | $8,388-44.5% | $6,925-32.8% |