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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,950 | $201,344-82.6% | $184,243-81.0% | $145,877-76.0% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 16.70% | 29.01%-12.3pp | 28.82%-12.1pp | 551.28%-534.6pp |
| Employer contribution / active EE | $71,075 | $7,022+912.1% | $6,427+1005.9% | $4,663+1424.2% |
| Participant deferral / active EE | $3,820 | $9,807-61.0% | $9,132-58.2% | $6,691-42.9% |
| Admin fee / account holder | $1,175 | $16,382-92.8% | $13,914-91.6% | $13,402-91.2% |