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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,801 | $105,284-0.5% | $150,734-30.5% | $94,015+11.5% |
| Participation rate | 58.6% | 71.7%-13.1pp | 78.4%-19.8pp | 70.8%-12.2pp |
| Annual return | 22.03% | 15.67%+6.4pp | 600.81%-578.8pp | 17.84%+4.2pp |
| Employer contribution / active EE | $5,636 | $3,599+56.6% | $4,918+14.6% | $2,790+102.0% |
| Participant deferral / active EE | $4,492 | $4,274+5.1% | $5,610-19.9% | $4,249+5.7% |
| Admin fee / account holder | $1,225 | $9,839-87.6% | $14,905-91.8% | $8,951-86.3% |