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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,801 | $93,345+12.3% | $119,126-12.0% | $87,485+19.8% |
| Participation rate | 58.6% | 68.7%-10.1pp | 75.8%-17.1pp | 68.9%-10.3pp |
| Annual return | 22.03% | 19.08%+2.9pp | 282.11%-260.1pp | 26.06%-4.0pp |
| Employer contribution / active EE | $5,636 | $3,172+77.7% | $4,034+39.7% | $2,596+117.1% |
| Participant deferral / active EE | $4,492 | $4,099+9.6% | $5,318-15.5% | $4,274+5.1% |
| Admin fee / account holder | $1,225 | $8,039-84.8% | $10,693-88.5% | $7,775-84.2% |