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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,801 | $88,672+18.2% | $105,223-0.4% | $82,448+27.1% |
| Participation rate | 58.6% | 67.9%-9.3pp | 75.0%-16.4pp | 68.1%-9.4pp |
| Annual return | 22.03% | 30.86%-8.8pp | 180.65%-158.6pp | 41.64%-19.6pp |
| Employer contribution / active EE | $5,636 | $3,048+84.9% | $3,689+52.8% | $2,551+121.0% |
| Participant deferral / active EE | $4,492 | $4,036+11.3% | $5,072-11.4% | $4,139+8.5% |
| Admin fee / account holder | $1,225 | $7,146-82.9% | $8,859-86.2% | $7,234-83.1% |