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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,732 | $106,749+37.5% | $145,433+0.9% | $82,448+78.0% |
| Participation rate | 88.9% | 75.6%+13.2pp | 82.1%+6.8pp | 68.1%+20.8pp |
| Annual return | 26.78% | 27.59%-0.8pp | 66.58%-39.8pp | 41.64%-14.9pp |
| Employer contribution / active EE | $11,361 | $3,444+229.8% | $4,554+149.4% | $2,551+345.4% |
| Participant deferral / active EE | $9,622 | $6,519+47.6% | $7,897+21.8% | $4,139+132.5% |
| Admin fee / account holder | $1,385 | $8,390-83.5% | $13,129-89.5% | $7,234-80.9% |