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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,368 | $81,504-39.4% | $102,437-51.8% | $80,959-39.0% |
| Participation rate | 79.6% | 66.9%+12.8pp | 74.5%+5.1pp | 67.7%+12.0pp |
| Annual return | 9.75% | 25.60%-15.9pp | 24.95%-15.2pp | 35.67%-25.9pp |
| Employer contribution / active EE | $3,118 | $3,104+0.5% | $3,871-19.4% | $2,757+13.1% |
| Participant deferral / active EE | $2,829 | $3,871-26.9% | $5,060-44.1% | $4,300-34.2% |
| Admin fee / account holder | $2,868 | $6,719-57.3% | $8,388-65.8% | $6,925-58.6% |