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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,372 | $155,555-65.7% | $146,866-63.7% | $155,188-65.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 6.75% | 115.41%-108.7pp | 102.85%-96.1pp | 148.84%-142.1pp |
| Employer contribution / active EE | $9,651 | $4,647+107.7% | $4,425+118.1% | $4,248+127.2% |
| Participant deferral / active EE | $4,251 | $8,044-47.2% | $7,759-45.2% | $6,531-34.9% |
| Admin fee / account holder | $190,459 | $14,755+1190.8% | $13,620+1298.4% | $14,480+1215.3% |