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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,430 | $111,878+64.0% | $93,727+95.7% | $145,897+25.7% |
| Participation rate | 75.0% | 74.2%+0.8pp | 68.7%+6.3pp | 80.3%-5.3pp |
| Annual return | 20.57% | 204.28%-183.7pp | 133.83%-113.3pp | 552.29%-531.7pp |
| Employer contribution / active EE | $2,641 | $3,092-14.6% | $2,421+9.1% | $4,663-43.4% |
| Participant deferral / active EE | $3,301 | $4,920-32.9% | $4,417-25.3% | $6,689-50.7% |
| Admin fee / account holder | $262,938 | $10,256+2463.6% | $8,292+3071.1% | $13,390+1863.6% |