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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,765 | $117,895-25.6% | $102,460-14.3% | $145,897-39.8% |
| Participation rate | 50.0% | 78.6%-28.6pp | 76.5%-26.5pp | 80.3%-30.3pp |
| Annual return | 9.56% | 31.92%-22.4pp | 29.47%-19.9pp | 552.29%-542.7pp |
| Employer contribution / active EE | $1,333 | $3,619-63.2% | $3,025-56.0% | $4,663-71.4% |
| Participant deferral / active EE | $2,895 | $5,736-49.5% | $5,056-42.7% | $6,689-56.7% |
| Admin fee / account holder | $179,848 | $13,353+1246.9% | $9,460+1801.1% | $13,390+1243.1% |