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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,765 | $117,859-25.5% | $102,438-14.3% | $145,959-39.9% |
| Participation rate | 50.0% | 78.6%-28.6pp | 76.5%-26.5pp | 80.3%-30.3pp |
| Annual return | 9.56% | 31.72%-22.2pp | 29.37%-19.8pp | 561.95%-552.4pp |
| Employer contribution / active EE | $1,333 | $3,615-63.1% | $3,024-55.9% | $4,661-71.4% |
| Participant deferral / active EE | $2,895 | $5,732-49.5% | $5,054-42.7% | $6,689-56.7% |
| Admin fee / account holder | $179,848 | $13,318+1250.4% | $9,448+1803.6% | $13,398+1242.4% |