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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,245 | $72,071+68.2% | $68,368+77.3% | $137,256-11.7% |
| Participation rate | 75.0% | 76.2%-1.2pp | 73.8%+1.2pp | 80.0%-5.0pp |
| Annual return | 12.17% | 353.14%-341.0pp | 292.57%-280.4pp | 220.34%-208.2pp |
| Employer contribution / active EE | $1,446 | $2,788-48.1% | $2,649-45.4% | $4,156-65.2% |
| Participant deferral / active EE | $1,846 | $4,410-58.1% | $4,123-55.2% | $6,407-71.2% |
| Admin fee / account holder | $1,000 | $5,336-81.3% | $5,150-80.6% | $12,270-91.9% |