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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,429 | $160,070+54.6% | $147,117+68.2% | $145,897+69.6% |
| Participation rate | 72.2% | 84.0%-11.8pp | 82.2%-10.0pp | 80.3%-8.1pp |
| Annual return | 8.69% | 98.69%-90.0pp | 420.54%-411.8pp | 552.29%-543.6pp |
| Employer contribution / active EE | $9,578 | $5,285+81.2% | $4,932+94.2% | $4,663+105.4% |
| Participant deferral / active EE | $17,414 | $8,419+106.8% | $8,065+115.9% | $6,689+160.3% |
| Admin fee / account holder | $9,694 | $15,035-35.5% | $12,993-25.4% | $13,390-27.6% |