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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,196 | $154,228+83.6% | $145,433+94.7% | $137,256+106.3% |
| Participation rate | 72.2% | 83.8%-11.6pp | 82.1%-9.9pp | 80.0%-7.7pp |
| Annual return | 24.32% | 74.59%-50.3pp | 66.58%-42.3pp | 220.34%-196.0pp |
| Employer contribution / active EE | $9,686 | $4,804+101.6% | $4,554+112.7% | $4,156+133.1% |
| Participant deferral / active EE | $17,777 | $8,216+116.4% | $7,897+125.1% | $6,407+177.5% |
| Admin fee / account holder | $30,028 | $14,344+109.3% | $13,129+128.7% | $12,270+144.7% |