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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,577 | $166,268+3.8% | $165,100+4.5% | $145,897+18.3% |
| Participation rate | 81.8% | 82.0%-0.2pp | 78.6%+3.2pp | 80.3%+1.5pp |
| Annual return | 11.51% | 100.52%-89.0pp | 70.21%-58.7pp | 552.29%-540.8pp |
| Employer contribution / active EE | $1,778 | $5,284-66.3% | $4,348-59.1% | $4,663-61.9% |
| Participant deferral / active EE | $3,451 | $6,964-50.4% | $6,035-42.8% | $6,689-48.4% |
| Admin fee / account holder | $2,197 | $16,659-86.8% | $12,696-82.7% | $13,390-83.6% |