Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,324 | $73,787-76.5% | $98,716-82.5% | $82,448-79.0% |
| Participation rate | 28.1% | 61.4%-33.3pp | 69.3%-41.2pp | 68.1%-39.9pp |
| Annual return | 13.59% | 18.57%-5.0pp | 31.81%-18.2pp | 41.64%-28.0pp |
| Employer contribution / active EE | $612 | $1,511-59.5% | $2,279-73.1% | $2,551-76.0% |
| Participant deferral / active EE | $742 | $3,081-75.9% | $4,048-81.7% | $4,139-82.1% |
| Admin fee / account holder | $4,492 | $6,500-30.9% | $8,703-48.4% | $7,234-37.9% |