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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,698 | $81,233-21.6% | $155,567-59.1% | $80,874-21.2% |
| Participation rate | 44.6% | 66.2%-21.6pp | 78.2%-33.6pp | 67.6%-23.0pp |
| Annual return | 13.84% | 33.33%-19.5pp | 64.74%-50.9pp | 35.62%-21.8pp |
| Employer contribution / active EE | $1,713 | $3,101-44.8% | $4,674-63.4% | $2,756-37.9% |
| Participant deferral / active EE | $3,158 | $3,452-8.5% | $5,628-43.9% | $4,297-26.5% |
| Admin fee / account holder | $1,821 | $7,998-77.2% | $15,916-88.6% | $6,935-73.7% |