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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,698 | $81,358-21.7% | $155,556-59.1% | $80,959-21.3% |
| Participation rate | 44.6% | 66.3%-21.6pp | 78.2%-33.6pp | 67.7%-23.0pp |
| Annual return | 13.84% | 33.39%-19.5pp | 64.84%-51.0pp | 35.67%-21.8pp |
| Employer contribution / active EE | $1,713 | $3,106-44.9% | $4,675-63.4% | $2,757-37.9% |
| Participant deferral / active EE | $3,158 | $3,455-8.6% | $5,631-43.9% | $4,300-26.6% |
| Admin fee / account holder | $1,821 | $7,994-77.2% | $15,885-88.5% | $6,925-73.7% |