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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,574 | $70,366+116.8% | $66,674+128.8% | $138,895+9.8% |
| Participation rate | 77.8% | 76.2%+1.6pp | 73.7%+4.1pp | 79.9%-2.1pp |
| Annual return | 14.89% | 386.41%-371.5pp | 321.24%-306.4pp | 145.39%-130.5pp |
| Employer contribution / active EE | $2,971 | $2,765+7.5% | $2,620+13.4% | $4,194-29.2% |
| Participant deferral / active EE | $7,191 | $4,374+64.4% | $4,084+76.1% | $6,396+12.4% |
| Admin fee / account holder | $677 | $5,262-87.1% | $5,098-86.7% | $12,562-94.6% |