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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,430 | $88,778+36.8% | $81,844+48.4% | $145,884-16.8% |
| Participation rate | 77.8% | 75.1%+2.7pp | 72.4%+5.4pp | 80.3%-2.5pp |
| Annual return | 12.16% | 1033.03%-1020.9pp | 778.87%-766.7pp | 551.85%-539.7pp |
| Employer contribution / active EE | $2,848 | $3,087-7.7% | $2,916-2.4% | $4,662-38.9% |
| Participant deferral / active EE | $6,891 | $4,648+48.3% | $4,323+59.4% | $6,690+3.0% |
| Admin fee / account holder | $506 | $8,430-94.0% | $7,355-93.1% | $13,392-96.2% |