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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $510,204 | $146,267+248.8% | $197,124+158.8% | $82,448+518.8% |
| Participation rate | 85.2% | 84.0%+1.2pp | 86.7%-1.5pp | 68.1%+17.1pp |
| Annual return | 17.19% | 29.61%-12.4pp | 44.34%-27.2pp | 41.64%-24.4pp |
| Employer contribution / active EE | $14,848 | $4,723+214.3% | $6,227+138.4% | $2,551+482.0% |
| Participant deferral / active EE | $12,888 | $7,035+83.2% | $9,135+41.1% | $4,139+211.4% |
| Admin fee / account holder | $17,527 | $14,422+21.5% | $16,298+7.5% | $7,234+142.3% |