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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,889 | $132,634-50.3% | $115,768-43.1% | $137,256-52.0% |
| Participation rate | 55.6% | 77.9%-22.3pp | 74.4%-18.8pp | 80.0%-24.4pp |
| Annual return | 17.32% | 160.70%-143.4pp | 100.46%-83.1pp | 220.34%-203.0pp |
| Employer contribution / active EE | $1,514 | $3,360-54.9% | $2,940-48.5% | $4,156-63.6% |
| Participant deferral / active EE | $7,491 | $5,619+33.3% | $4,917+52.4% | $6,407+16.9% |
| Admin fee / account holder | $685 | $15,028-95.4% | $12,439-94.5% | $12,270-94.4% |