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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,889 | $177,595-62.9% | $148,496-55.6% | $198,609-66.8% |
| Participation rate | 55.6% | 79.3%-23.7pp | 76.0%-20.5pp | 82.4%-26.8pp |
| Annual return | 17.32% | 9.97%+7.4pp | 12.33%+5.0pp | 202.70%-185.4pp |
| Employer contribution / active EE | $1,514 | $4,098-63.1% | $3,497-56.7% | $5,055-70.0% |
| Participant deferral / active EE | $7,491 | $5,539+35.2% | $4,808+55.8% | $6,977+7.4% |
| Admin fee / account holder | $685 | $27,010-97.5% | $19,547-96.5% | $19,030-96.4% |