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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,165 | $109,967+124.8% | $97,197+154.3% | $145,877+69.4% |
| Participation rate | 80.0% | 76.0%+4.0pp | 72.7%+7.3pp | 80.3%-0.3pp |
| Annual return | 11.07% | 244.27%-233.2pp | 75.47%-64.4pp | 551.28%-540.2pp |
| Employer contribution / active EE | $10,762 | $3,077+249.8% | $2,723+295.3% | $4,663+130.8% |
| Participant deferral / active EE | $7,651 | $4,676+63.6% | $4,263+79.5% | $6,691+14.4% |
| Admin fee / account holder | $2,387 | $6,199-61.5% | $5,637-57.7% | $13,402-82.2% |