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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,928 | $101,672+42.5% | $147,117-1.5% | $74,478+94.6% |
| Participation rate | 76.0% | 75.5%+0.5pp | 82.2%-6.2pp | 67.2%+8.8pp |
| Annual return | 16.25% | 8757.83%-8741.6pp | 420.54%-404.3pp | 1370.56%-1354.3pp |
| Employer contribution / active EE | $0 | $3,813-100.0% | $4,932-100.0% | $2,626-100.0% |
| Participant deferral / active EE | $11,732 | $7,305+60.6% | $8,065+45.5% | $4,350+169.7% |
| Admin fee / account holder | $4,426 | $1,753+152.5% | $12,993-65.9% | $1,946+127.5% |