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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,928 | $101,539+42.7% | $147,041-1.4% | $74,400+94.8% |
| Participation rate | 76.0% | 75.5%+0.5pp | 82.2%-6.1pp | 67.2%+8.8pp |
| Annual return | 16.25% | 8740.84%-8724.6pp | 419.21%-403.0pp | 1367.51%-1351.3pp |
| Employer contribution / active EE | $0 | $3,811-100.0% | $4,935-100.0% | $2,624-100.0% |
| Participant deferral / active EE | $11,732 | $7,304+60.6% | $8,071+45.4% | $4,348+169.8% |
| Admin fee / account holder | $4,426 | $1,749+153.0% | $13,006-66.0% | $1,944+127.7% |