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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,170 | $57,590+188.5% | $86,233+92.7% | $82,448+101.5% |
| Participation rate | 89.7% | 57.9%+31.8pp | 69.0%+20.6pp | 68.1%+21.6pp |
| Annual return | 17.01% | 22.41%-5.4pp | 61.39%-44.4pp | 41.64%-24.6pp |
| Employer contribution / active EE | $11,348 | $1,655+585.6% | $2,504+353.1% | $2,551+344.8% |
| Participant deferral / active EE | $13,766 | $3,080+347.0% | $4,559+201.9% | $4,139+232.6% |
| Admin fee / account holder | $1,982 | $4,730-58.1% | $8,342-76.2% | $7,234-72.6% |