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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $334,575 | $160,070+109.0% | $147,117+127.4% | $145,897+129.3% |
| Participation rate | 60.0% | 84.0%-24.0pp | 82.2%-22.2pp | 80.3%-20.3pp |
| Annual return | 17.77% | 98.69%-80.9pp | 420.54%-402.8pp | 552.29%-534.5pp |
| Employer contribution / active EE | $2,133 | $5,285-59.6% | $4,932-56.8% | $4,663-54.3% |
| Participant deferral / active EE | $3,195 | $8,419-62.1% | $8,065-60.4% | $6,689-52.2% |
| Admin fee / account holder | $2,921 | $15,035-80.6% | $12,993-77.5% | $13,390-78.2% |