Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,287 | $58,234+115.1% | $81,783+53.2% | $80,874+54.9% |
| Participation rate | 50.0% | 63.4%-13.4pp | 72.4%-22.4pp | 67.6%-17.6pp |
| Annual return | 9.97% | 41.70%-31.7pp | 775.05%-765.1pp | 35.62%-25.6pp |
| Employer contribution / active EE | $1,470 | $2,341-37.2% | $2,913-49.5% | $2,756-46.7% |
| Participant deferral / active EE | $3,081 | $3,283-6.2% | $4,320-28.7% | $4,297-28.3% |
| Admin fee / account holder | $3,868 | $4,982-22.4% | $7,380-47.6% | $6,935-44.2% |