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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,419 | $58,057+5.8% | $97,032-36.7% | $86,983-29.4% |
| Participation rate | 17.9% | 60.4%-42.5pp | 71.6%-53.7pp | 69.5%-51.7pp |
| Annual return | 63.15% | 22.26%+40.9pp | 35.38%+27.8pp | 25.83%+37.3pp |
| Employer contribution / active EE | $356 | $1,663-78.6% | $2,629-86.5% | $2,584-86.2% |
| Participant deferral / active EE | $948 | $3,244-70.8% | $4,672-79.7% | $4,194-77.4% |
| Admin fee / account holder | $13,329 | $4,839+175.5% | $9,418+41.5% | $7,856+69.7% |