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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,621 | $29,736-87.8% | $56,033-93.5% | $80,935-95.5% |
| Participation rate | 100.0% | 41.7%+58.3pp | 52.5%+47.5pp | 67.7%+32.3pp |
| Annual return | 3.53% | 35.28%-31.7pp | 1711.38%-1707.8pp | 35.66%-32.1pp |
| Employer contribution / active EE | $1,319 | $671+96.5% | $1,041+26.7% | $2,757-52.1% |
| Participant deferral / active EE | $84 | $1,228-93.1% | $1,954-95.7% | $4,299-98.0% |
| Admin fee / account holder | $369 | $2,434-84.9% | $2,827-87.0% | $6,924-94.7% |