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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,715 | $157,829-23.5% | $136,867-11.8% | $198,609-39.2% |
| Participation rate | 52.2% | 77.2%-25.0pp | 74.5%-22.4pp | 82.4%-30.2pp |
| Annual return | 12.07% | 51.25%-39.2pp | 42.97%-30.9pp | 202.70%-190.6pp |
| Employer contribution / active EE | $0 | $3,923-100.0% | $3,547-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $2,089 | $5,463-61.8% | $4,924-57.6% | $6,977-70.1% |
| Admin fee / account holder | $8,483 | $11,107-23.6% | $10,340-18.0% | $19,030-55.4% |