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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,707 | $102,385+53.1% | $147,080+6.5% | $80,935+93.6% |
| Participation rate | 96.7% | 75.9%+20.8pp | 82.2%+14.5pp | 67.7%+29.0pp |
| Annual return | 9.99% | 135.09%-125.1pp | 420.17%-410.2pp | 35.66%-25.7pp |
| Employer contribution / active EE | $11,924 | $3,717+220.8% | $4,933+141.7% | $2,757+332.6% |
| Participant deferral / active EE | $7,908 | $6,651+18.9% | $8,066-2.0% | $4,299+83.9% |
| Admin fee / account holder | $42,641 | $7,951+436.3% | $12,989+228.3% | $6,924+515.8% |