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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,785 | $166,268-21.3% | $165,100-20.8% | $145,897-10.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 8.24% | 100.52%-92.3pp | 70.21%-62.0pp | 552.29%-544.1pp |
| Employer contribution / active EE | $12,937 | $5,284+144.8% | $4,348+197.5% | $4,663+177.5% |
| Participant deferral / active EE | $14,330 | $6,964+105.8% | $6,035+137.4% | $6,689+114.2% |
| Admin fee / account holder | $1,287 | $16,659-92.3% | $12,696-89.9% | $13,390-90.4% |