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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $592,401 | $114,712+416.4% | $173,730+241.0% | $87,485+577.1% |
| Participation rate | 100.0% | 73.0%+27.0pp | 79.6%+20.4pp | 68.9%+31.1pp |
| Annual return | 7.66% | 20.18%-12.5pp | 19.96%-12.3pp | 26.06%-18.4pp |
| Employer contribution / active EE | $38,427 | $2,904+1223.2% | $4,577+739.5% | $2,596+1380.1% |
| Participant deferral / active EE | $4,416 | $4,642-4.9% | $6,326-30.2% | $4,274+3.3% |
| Admin fee / account holder | $17,853 | $10,210+74.9% | $17,523+1.9% | $7,775+129.6% |