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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,565 | $254,759-8.3% | $216,567+7.8% | $198,609+17.6% |
| Participation rate | 100.0% | 84.5%+15.5pp | 81.6%+18.4pp | 82.4%+17.6pp |
| Annual return | 17.25% | 10.04%+7.2pp | 12.94%+4.3pp | 202.70%-185.4pp |
| Employer contribution / active EE | $10,768 | $6,096+76.6% | $5,216+106.5% | $5,055+113.0% |
| Participant deferral / active EE | $7,748 | $6,948+11.5% | $6,191+25.2% | $6,977+11.1% |
| Admin fee / account holder | $3,571 | $26,311-86.4% | $21,981-83.8% | $19,030-81.2% |