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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,565 | $199,109+17.3% | $173,730+34.4% | $154,746+50.9% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 17.25% | 20.02%-2.8pp | 19.96%-2.7pp | 172.34%-155.1pp |
| Employer contribution / active EE | $10,768 | $5,311+102.7% | $4,577+135.2% | $4,379+145.9% |
| Participant deferral / active EE | $7,748 | $7,113+8.9% | $6,326+22.5% | $6,730+15.1% |
| Admin fee / account holder | $3,571 | $20,916-82.9% | $17,523-79.6% | $14,365-75.1% |